2023 PhD research on AML strategy effectiveness in U.S. financial institutions.
Strategic consulting in compliance, AML, CFT, and investigative services
Senior BSA/AML and Financial Crimes leader with 15+ years of experience in KYC/CDD/EDD, quality assurance, regulatory remediation, and financial crime risk governance within global banking institutions. Proven track record leading large KYC operations, managing regulatory exams, implementing FinCEN CDD Rule, and enhancing AML control frameworks.
15+ years of proven expertise in financial crime prevention, regulatory compliance, and AML governance across global banking institutions including Mitsubishi UFJ Trust, China Construction Bank, Nordea Bank, and Bank of New York Mellon.
Comprehensive compliance program development aligned with regulatory requirements and industry standards.
End-to-end Know Your Customer, Customer Due Diligence, and Enhanced Due Diligence processes across institutional and corporate clients.
Expert assessment of Money Service Businesses, Foreign Financial Institutions, Funds, Advisors, and Charitable Organizations.
UBO identification, verification, documentation, and implementation of FinCEN Beneficial Ownership Rule compliance.
PEP registry management, negative news screening, SDN searches, and sanctions compliance protocols.
Guidance and support during regulatory examinations, issue remediation, internal audit coordination, and quality assurance.
15+ years of progressive leadership experience in BSA/AML, KYC/CDD/EDD, and financial crime risk governance across major global banking institutions.
Mitsubishi UFJ Trust and Banking Corporation | Dec 2022 – Present
Lead KYC Middle Office and Quality Assurance functions overseeing end-to-end CDD/EDD lifecycle for corporate and institutional clients. Manage QA framework for AML controls effectiveness, regulatory adherence, and model validation processes.
China Construction Bank | Dec 2019 – Nov 2022
Lead team of senior KYC specialists managing CDD/EDD reviews for high-risk clients. Implemented Head Office AML framework in NY branch and provided SME guidance on compliance.
Nordea Bank Abp | Apr 2016 – Dec 2019
Lead governance committee for CDD/EDD system enhancements, including FinCEN Beneficial Ownership Rule and DFS compliance.
Bank of New York Mellon | Oct 2008 – Mar 2011
Performed QA reviews for Corporate Trust clients to ensure compliance with BSA, PATRIOT Act, and AML policies. Conducted EDD, OFAC screening, and adverse media searches.
National University, CA | Nov 2023
Long Island University, NY | Jan 2009
York College, CUNY | Jan 2005
Association of Certified Anti-Money Laundering Specialists | Dec 2013
Certified | March 2011
Comprehensive research on anti-money laundering strategies in U.S. financial institutions. Explore the complete dissertation including methodology, findings, implications, and recommendations for financial crime prevention.
This research explores the effectiveness of current AML controls in detecting and reporting money laundering and terrorist financing schemes, and identifies additional controls to strengthen banking compliance strategies. Using Agency Theory as the conceptual lens, the study synthesizes 2.7M+ scholarly articles and provides actionable recommendations for regulatory bodies, financial institutions, and future researchers.
View Full DissertationAvailable for consulting opportunities, strategic partnerships, and professional engagement in financial crime prevention and compliance.
Monmouth Junction, NJ | Available for Remote Consultations